Question 1

I Have Bad Credit...Will I Qualify?

Accepted Answer

We specialize in dealing with clients who have credit issues. Many applicants will qualify with no downpayment. We have a very high ratio of clients that are approved very quickly.

Question 2

I Am Self Employed & It's Difficult For Me To Prove My Income. Is This a Problem?

Accepted Answer

Absolutely not. We are very easy to deal with and have many OUTSIDE OF THE BOX ways that we will allow as proof of income.

Question 3

How Does The Approval Process Work?

Accepted Answer

It’s a very simple 4 step process.
 
1. Application: You can complete the basic application here….or call us and we can complete the application together to get pre-approval.
 
2. After we receive the pre-approval we will need to verify your income. This is usually nothing more than a recent pay-stub. Once we have your income verified, you are ready to go shopping!!!
 
3. You can now shop with confidence. Once you have negotiated your best deal with either a dealer of your choice or a private seller, you will need to provide us with a copy of the “Bill of Sale” if it's a dealer sale...Or a copy of the “Ownership” if it's a private sale. We can then begin to complete the necessary paperwork.
 
4. Once we have received the signed contract and completed paperwork, we will transfer the funds to pay for your purchase.

Question 4

How Long Does The Process Take?

Accepted Answer

We can complete the file very quickly. Most often this depends on how quickly you can find the right unit and how quickly you can provide us the required paperwork. A normal deal takes about 4 days to complete. We can complete a deal faster if required.

Question 5

What Will My Interest Rate Be?

Accepted Answer

The interest rate will vary from client to client. Some clients have a better credit history than others, therefore they are entitled to a better interest rate. As soon as we have a pre-approval, we will be able to review your interest rate, payments and the amount that you are approved for. Generally our interest rates are only slightly higher than a mainstream bank.

Question 6

Do You Collect My Down-Payment?

Accepted Answer

NO! We never collect any money directly from the client. Any down-payment will always go to the dealer or the private seller for the purchase.

Good, Bad & No Credit

APPROVED!

Fast & Easy Loans For

Powersports & More

Buy New Or Used At

Dealer Or Private Seller

No More Credit Judgement.

What We Finance

ATVs, Quads & Side-By-Sides

Boats & Personal Watercraft

Motorcycles & Snowmobiles

RVs & Travel Trailers

Tractors & Farm Machinery

Home Improvements

Hot Tubs

Cargo/Work Trailers

There's A Reason We're #1 In Powersports Financing.

We Can Get You Approved!

BANKRUPTCY

BAD/NO CREDIT

REPOSSESSION

SELF-EMPLOYED

RETIRED

How To Apply

Frequently Asked Questions

I Have Bad Credit...Will I Qualify?

I Am Self Employed & It's Difficult For Me To Prove My Income. Is This a Problem?

How Does The Approval Process Work?

How Long Does The Process Take?

What Will My Interest Rate Be?

Do You Collect My Down-Payment?

Good, Bad & No Credit

APPROVED!

Fast & Easy Loans For

Powersports & More

Buy New Or Used At

Dealer Or Private Seller

No More Credit Judgement.

What We Finance

ATVs, Quads & Side-By-Sides

Boats & Personal Watercraft

Motorcycles & Snowmobiles

RVs & Travel Trailers

Tractors & Farm Machinery

Home Improvements

Hot Tubs

Cargo/Work Trailers

There's A Reason We're #1 In Powersports Financing.

We Can Get You Approved!

BANKRUPTCY

BAD/NO CREDIT

REPOSSESSION

SELF-EMPLOYED

RETIRED

How To Apply

Frequently Asked Questions

I Have Bad Credit...Will I Qualify?

I Am Self Employed &amp; It's Difficult For Me To Prove My Income. Is This a Problem?

How Does The Approval Process Work?

How Long Does The Process Take?

What Will My Interest Rate Be?

Do You Collect My Down-Payment?

I Am Self Employed & It's Difficult For Me To Prove My Income. Is This a Problem?